INVOICE FINANCE – GET INSTANT SHORT-TERM LOAN ON YOUR OUTSTANDING INVOICES
The expansion of supply chains means buyers and sellers are often stretched across large geographical areas. This often leads to working capital lockdowns on the seller’s end as the money gets trapped in the supply chain. It is here that invoice finance comes to the rescue of a business owner.
Invoice finance puts more money into the hands of business owners by allowing them to raise funds by collateralizing their outstanding invoices / bills. In doing so, a business owner can streamline the working capital of the company without putting capital assets at risk. Invoice financing is also known as invoice discounting in market terms.
Business invoice finance is gaining popularity with small and medium enterprises having commercial customers in India and abroad. Moreover, invoice finance also allows businesses to lengthen their payment cycles by providing the option of immediate payments to their SME suppliers. This in turn helps both the buyer and supplier – the buyer can optimize working capital flow and the supplier gets additional operating cash.
LivFin is a non-banking financial company offering easy invoice finance in India. As invoice finance lenders, we understand the importance of timely management of finances for a small business owner. Therefore, LivFin is introducing a comprehensive range of tailor-made financial solutions, including invoice finance services / invoice discounting services, for small business owners of India. Be it single invoice finance, SME invoice finance or spot invoice finance, we have products across the spectrum for SME borrowers.
CUSTOMIZED INVOICE FINANCE SOLUTIONS FOR OUR CHANNEL PARTNERS
We invite you to become a channel partner of LivFin to avail invoice financing for streamlining your working capital flow. Unlike other credit providers in the market, who offer stopgap financial solutions, we interact with our clients to understand the exact nature of their business, selecting the optimal financial product that helps them achieve long-term stability. In this way, every customer gets a unique product catering to his / her specific business needs. Our aim is to empower our customers with financial products that enhance the cash flow and liquidity, resulting in higher profit margins, thus helping them move ahead of their competitors. Furthermore, our deep knowledge of the distribution industry has allowed us to create unique liquidity programs to help troubled business out of financial problems.
We offer very competitive interest rates and a flexible repayment window of 30 to 180 days to our clients who opt for invoice financing solutions. The parameters of these finances are determined through a powerful data analytics system which eliminates human error and intervention and ensures the best credit practices.
OUR INVOICE FINANCING PRODUCTS
PURCHASE INVOICE FINANCE
Extent your invoice-clearance cycle with purchase invoice financing. You and your suppliers work together under purchase invoice financing. Your preferred suppliers are enrolled for early payment of invoices raised by them. Once you approve the invoice, partner suppliers can pick and choose the invoices they wish to cash. LivFin advances the approved amount to the supplier as a very short-term loan.
SALE INVOICE FINANCE
Get paid early for your client-approved invoices to streamline your cash-flow and working capital requirements. Submit the approved invoices for scrutiny with LivFin. Get an approval for financing up to 100 per cent of the invoice value. LivFin disburses the cash to your account after deducting a small fee. Repay your debt on or before the due date as the client pays you for the goods or services delivered.
Vendor finance is very short-term finance provided by an invoice discounting company to the vendors of an established commercial entity.Vendor finance is a revolving finance facility which can be availed again and again after every repayment. The finance is secured by collateralizing the invoices for the goods or services sold by the vendor.
FEATURES OF OUR INVOICE FINANCE SERVICE
TENURE BETWEEN 30 TO 180 DAYS
LIMIT BETWEEN ₹ 50,000 to ₹ 1 CRORE
BORROW UP TO 100% OF THE INVOICE VALUE
BULLET REPAYMENT MODE
BENEFITS OF INVOICE FINANCE WITH LIVFIN
FLEXIBLE REPAYMENT TERMS
Bullet payment with principal paid rear ended in one go or structured EMI with graded principal repayment.
ENABLES BUSINESS EXPANSION
LivFin helps in timely availability of funds which can further help our customers to explore new opportunities to expand.
NO PRE-CLOSURE CHARGES
LivFin offers a feature of no prepayment / foreclosure penalty. You can repay early in anticipation of further invoice to be funded with no extra charges.
DIVERSIFIED SEGMENTS SERVED
LivFin is industry agnostic and provides services to diversified segments covering their Supply Chain Distribution.
PRELIMINARY REQUIREMENTS FOR INVOICE FINANCE WITH LIVFIN
- Registered Business Entity
- Invoices with a tenure of 30 to 180 days
- Business Vintage of 2 years or more