Frequently Asked Questions

Is LivFin loan the right choice for my business?

Do you run a small or medium business with frequent working capital needs? If yes, a LivFin loan is the right choice for you, so that you can manage your cash-flows, pay your suppliers and invest in future growth. We at LivFin provide short-term, flexible loans in a simple and efficient manner to help timely availability of funds for your business.

How much can I borrow and for how long?

LivFin offers credit limit ranging from ₹ 50,000 – ₹ 1 Crore. The credit limit, once approved, is valid up to 1 year. Each invoice disbursed under the limit will get tenure of 30- 90 days for repayment.

Do I need to pledge property or machinery to get a loan?

No, you don’t need to provide any collateral. We believe in your future potential. We evaluate businesses solely on the strength of their cash-flows and expected receivables.

How can I get my statement of loan account/s?

You will receive consolidated SOA for all your live/closed loan/s at the beginning of each month through Email on your registered Email id with us. You can also place a request via phone on 0124-4598870 / 18001207018 or mail us at

How does a loan against receivables work?

Most banks today will only lend to businesses against collateral such as property. At LivFin, we lend based on the strength of your cash-flows and customer relationship. Once the credit limit is approved, we provide loans against invoices, where you can borrow up to 100% of the value of an outstanding invoice, and repay within 30 to 90 days as applicable.

How do I repay a LivFin loan?

We offer loans with flexible repayment plans. You can choose what suits your business the best. Loans against invoices can be paid back in a single “bullet” installment at maturity along with the interest for the tenure being offered. Repayments can be made via ACH or a post-dated cheque. Will I be charged with any fee if I wish to foreclose the loan? No foreclosure charges shall be levied.

When will I get my Loan Details?

We have a completely transparent system. You will get a Welcome Loan letter after the loan is disbursed along with Statement of Loan and Repayment Schedule on your registered Email with us.

Can’t find the answer here?

Feel free to get in touch with your queries at