Do you run a small or medium business with frequent working capital needs? If yes, a LivFin loan is the right choice for you, so that you can manage your cash-flows, pay your suppliers and invest in future growth. We at LivFin provide short-term, flexible loans in a simple and efficient manner to help timely availability of funds for your business.
LivFin offers credit limit ranging from ₹ 50,000 – ₹ 1 Crore. The credit limit, once approved, is valid up to 1 year. Each invoice disbursed under the limit will get tenure of 30- 90 days for repayment.
No, you don’t need to provide any collateral. We believe in your future potential. We evaluate businesses solely on the strength of their cash-flows and expected receivables.
You will receive consolidated SOA for all your live/closed loan/s at the beginning of each month through Email on your registered Email id with us. You can also place a request via phone on 0124-4598870 / 18001207018 or mail us at care@livfin.com
Most banks today will only lend to businesses against collateral such as property. At LivFin, we lend based on the strength of your cash-flows and customer relationship. Once the credit limit is approved, we provide loans against invoices, where you can borrow up to 100% of the value of an outstanding invoice, and repay within 30 to 90 days as applicable.
We offer loans with flexible repayment plans. You can choose what suits your business the best. Loans against invoices can be paid back in a single “bullet” installment at maturity along with the interest for the tenure being offered. Repayments can be made via ACH or a post-dated cheque. Will I be charged with any fee if I wish to foreclose the loan? No foreclosure charges shall be levied.
We have a completely transparent system. You will get a Welcome Loan letter after the loan is disbursed along with Statement of Loan and Repayment Schedule on your registered Email with us.
Feel free to get in touch with your queries at info@livfin.com
A Solar Rooftop Loan allows you to finance the purchase and installation of your own solar panel system, with affordable monthly repayments.
If your Bureau Score is 625 and above, then yes!
No, Livfin offers for purchase of On-Grid rooftop solar power system only at residential, owned house with maximum capacity up to 10 kw
No, Livfin does not offer finance of an additional Solar Rooftop
| With Advance EMI | W/o advance EMI |
Upto 36 months | 8% flat per annum | 9% flat per annum |
Beyond 36 months | 9% flat per annum | 10% flat per annum |
We do charge a small processing fee for a solar loan which could range from 0% to 2% plus applicable taxes
Foreclosure is allowed and charges will Applicable from 366th day of Loan disbursal @ 3% of Principal Outstanding. NIL till 365th day from Loan Disbursal
Aadhar & PAN for KYC Latest electricity Bill not older than 90 days on date of application 6 months bank statement
1st and exclusive charge on all assets acquired under this financing facility through Hypothecation of the equipment purchased from loan to be covered in hypothecation agreement. Sticker of Livfin as lender to be displayed on hypothecated Asset.
With electricity prices shooting up, a solar energy system will help you save money and protect you from rising electricity rates in the future. How much you can save depends on the utility rates and solar policies in your area
More solar power = fewer toxic gas emissions = better health! Like other renewable energy resources, going solar reduces greenhouse gas emissions, which contribute to climate change, and also results in fewer air pollutants like sulphur dioxide and particulate matter.
Unless your solar energy system includes battery storage and you are fully off the grid, you will still receive a bill. However, you can dramatically reduce your bill, or even cut the amount to INR 0, with a solar panel system that matches your energy use.
You can apply for subsidy against your rooftop solar plant by visiting official website of PM Surya Ghar Muft Bijli Yojana and following the detailed steps listed.
Yes, you will be eligible for subsidy under PM Surya Ghar Muft Bijli Yojana even if you install solar plant with help of a loan
