Working Capital Solution
Working Capital Solutions
Working capital is the amount of cash a business needs to run its daily operations. In the wider sense, working capital management includes financial provisioning for weekly and monthly operating expenses. Effective working capital management allows a business to function independently from its buyers and suppliers. However, sometimes a small or medium enterprise may need external help in the form of business finance to manage cash-flow and working capital fund better.
LivFin offers project-based financing and working capital loans for the specific needs of small and medium business owners in India. Our working capital loans help in mitigating the operational risks and increasing profit margins for SMEs by enabling better cash-flow management. These working capital loans can be availed by registering as a channel partner with LivFin.
The advantage of registering as a channel partner for LivFin working capital loans
We assign a business development officer and financial advisors to work exclusively on your project. Our business development officers help in creating a customized growth solution for your enterprise, whereas our financial advisors help you secure easy financing through working capital business loans. All our liquidity programs are created through the use of proprietary data analytics which ensures the best business loan terms for your business and its specific needs.
Benefits of customized working capital solutions by LivFin
Targeted Business Growth:
We offer a business loan ticket size which caters the very basic to highly-demanding needs of an SME. Our business loans start at ₹ 50,000 and go all the way up to ₹ 1 crore in ticket value. This allows our channel partners in exploring business opportunities and meeting immediate capital needs, hence achieving targeted business growth in a very short period of time.
We help in placing checks and balances on your monthly spending by ensuring that the loan terms are favorable to the nature of your business. Our flexible loan repayment terms allow you to stabilize your monthly financing while servicing the business debt at the same time. LivFin’s business loan repayment includes bullet payment with principal paid rear-ended in one go or structured EMIs with graded principal repayment.
Zero Pre-Closure Charges:
In order to solidify our business-friendly credentials even further, LivFin offers unsecured working capital loans with zero-prepayment charges/foreclosure penalties. Which means you can repay your business loan in full as soon as funds become available and get fresh finance at no extra charge.
If you are looking for alternative means of business finance, you can also check out our invoice finance online for small businesses.